Medicare Part A

A majority of Americans aged 65 and over, as well as certain younger citizens with disabilities are eligible to receive Medicare health insurance benefits from the federal government. The flagship Medicare benefit, Part A, provides assistance for the hospital expenses incurred by recipients. Anyone registered for Medicare coverage receives Part A assistance by default.

The bulk of participants will be required to pay no monthly portion or premium for Part A benefits, due to the fact that either they or their husband or wife paid Medicare assessments throughout their working years. Anyone who did not remit Medicare taxes by virtue of employment will be required to contribute a premium for Part A benefits. The necessary payments are assessed according to the following guidelines:

  • If the benefit recipient had between 7.5 and 10 years during which they paid Medicare taxes, they will be required to make contributions of $254.00 each month.
  • Anyone who paid Medicare tax assessments for fewer than 7.5 years, the monthly premium increases to $461.00 monthly.

Hospital expenses covered by Part A include:

  • Patient rooms
  • Food service
  • Nursing care
  • Hospice and home care

The federal government provides four variations of health insurance for eligible citizens, including Part A. The benefits under this Part are guaranteed to all Medicare recipients and in most cases, are provided without financial contribution from the covered individual.